Unitedhealthcare Dual Special Needs Plan
UnitedHealthcare Dual Special Needs Plans (DSNPs) are Medicare Advantage plans designed for individuals who are eligible for both Medicare and Medicaid. DSNPs provide additional benefits beyond Original Medicare and Medicaid to help meet the unique healthcare needs of individuals with limited incomes and resources.
Here are some key features of UnitedHealthcare Dual Special Needs Plans:
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- Coverage: DSNPs typically cover all of the benefits of Original Medicare, including hospitalization, doctor visits, and skilled nursing care. DSNPs may also provide additional benefits such as prescription drug coverage, dental care, vision care, and hearing aids.
- Care coordination: DSNPs provide care coordination services to help ensure that members receive the care and services they need. This may include help with scheduling appointments, transportation, and managing chronic conditions.
- Low or no premiums: Many DSNPs have low or no monthly premiums, making them an affordable option for individuals with limited incomes.
- No deductibles or copayments: DSNPs may not have deductibles or copayments for medical services, which can help reduce out-of-pocket costs for members.
- Provider networks: DSNPs typically have a network of healthcare providers that members can choose from. It’s important to check that your preferred doctors, hospitals, and other providers are in the plan’s network before enrolling.
- Enrollment: Eligible individuals can enroll in a DSNP during certain enrollment periods, such as the Annual Enrollment Period (AEP) or a Special Enrollment Period (SEP).
UnitedHealthcare offers a variety of Dual Special Needs Plans with different benefits, premiums, and provider networks. It’s important to review the plan details carefully before enrolling to ensure that it meets your healthcare needs and budget.