AARP Medicare Supplement Coverage

AARP Medicare Supplement plans are designed to provide additional coverage to Medicare beneficiaries to help fill the gaps in Original Medicare.

Here’s how AARP Medicare Supplement coverage generally works:

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1. Enroll in Original Medicare: To be eligible for an AARP Medicare Supplement plan, you must first enroll in Medicare Parts A and B, which cover hospital and medical expenses.
2. Choose a plan: AARP offers several Medicare Supplement plans, each with different coverage levels and costs. You can choose the plan that best fits your needs and budget.
3. Pay the premium: You will need to pay a monthly premium for your AARP Medicare Supplement plan in addition to your Medicare Part B premium.
4. Receive additional coverage: Your AARP Medicare Supplement plan will cover certain expenses that are not covered by Original Medicare, such as deductibles, coinsurance, and copayments.
5. Use any provider: You can visit any doctor or hospital that accepts Medicare patients, and you do not need a referral to see a specialist.
6. Renew your coverage: Your AARP Medicare Supplement plan will automatically renew each year as long as you continue to pay the premium.

It’s important to note that AARP Medicare Supplement plans do not include prescription drug coverage, so you may need to enroll in a separate Medicare Part D plan to get coverage for your medications. Additionally, each plan has different coverage levels and costs, so it’s important to review the plan details carefully before enrolling to ensure that it meets your healthcare needs and budget.